Refurbished in instalments: buying without a pay slip

At refurbed you can buy your iPhone in interest free instalments with Klarna

The good news? At refurbed, you can have that smartphone (and many other refurbished products) right now, spread over three months at no extra cost. We know that even refurbished tech is a financial commitment, and we want to make your life as stress-free as possible.

In this article, we will discover all the advantages of buying in 3 instalments on refurbed with our partner Klarna, and answer any questions you might have on the subject.

Interest-free instalments: the advantages

A few clicks and we're there: buying refurbished technology (be it smartphones, laptops, tablets or household and kitchen appliances) has never been easier, safer and more convenient. So here's a list of the advantages that await you if you decide to opt for instalment payments on refurbed.ie:

• Flexibility: receive your product(s) immediately even though you’ve just payed the first instalment. You can take care of the rest later.
• Zero costs & zero interest: you will have no additional costs on your purchase. We’re here to help convenience you.
• Security: safety in making secure payments with the best online instalment services.
• Practicality: receive charge reminders directly in app.
• No payroll required: forget about bureaucratic complications, no additional documents are needed.

Payment in instalments with Klarna

How it works

Klarna’s pay in instalments service allows you to buy refurbished electronics on refurbed by dividing the cost into 3 equal amounts. How? When you arrive at checkout, select the option to pay in 3 interest-free instalments with Klarna. Enter your debit or credit card details and you're done! The first instalment will be charged to your card after you place your order, while the last two instalments will be charged automatically after 30 and 60 days respectively.

On your Klarna account you can see the status of your payments and receive reminders about upcoming instalments.

Please note: if you do not have a Klarna account, you will first need to set up an account with Klarna. Also, all payment via instalment decisions/approvals lie with Klarna’s system and are not decided by refurbed. If you have any questions on Klarna’s approval/decision making, please check with Klarna’s customer service.

Pay for your refurbished product in instalments without a pay slip with Klarna.

What are the requirements?

To be able to purchase in 3 instalments with Klarna, you must meet the following requirements:

• Be at least 18 years old
• Be resident in Ireland
• Use a valid debit or credit card

Which cards are accepted by Klarna?

Klarna accepts most major credit and debit cards. If your card expires too soon, it may not be accepted.

What amounts can I buy in instalments?

The amount payable in instalments with Klarna may vary depending on your personal score on Klarna. For more information on your specific case, we recommend that you contact Klarna directly.

Are there any additional costs?

No, with Klarna you make interest-free purchases at no extra cost. However, your bank may charge interest or other fees if you pay with a credit card that provides, for example, some form of interest.

Why was my instalment payment with Klarna rejected?

If your instalment payment has been rejected by Klarna, it is possible that your profile does not meet the requirements. To find out more about the reasons for rejection, you can read the information on Klarna’s rejection page or contact Klarna’s customer service.

With this short guide to buying in instalments on refurbed, we hope we have answered all your questions. For any other questions, please refer to the official Klarna website, or contact our refurbed customer service.